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Description 

Rate 

Prime Rate 3.00%
Closed Rate P-0.10%
Open Variable P+0.80%
6 Month Closed 2.89%
1 Year Closed 2.89%
2 Year Closed 2.99%
3 Year Closed 2.79%
4 Year Closed 2.99%
5 Year Closed 3.09%
7 Year Closed 3.99%
10 Year Closed 3.99%
15 Year Closed 9.15%
18 Year Closed 9.15%
25 Year Closed 9.25%
 
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Required  Documents
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Required Documents

What You Need

The documents listed below include "SAMPLE" links for you to download and review.  They are in PDF format and require the free Acrobat Reader to open:  Get Free Acrobat Reader

  • Sign Mortgage Commitment

  • Employment Letter - SAMPLE
     - Must have the following:
        Company letterhead
        Starting annual salary
        How long employed
        Position at job

  • Copy of Recent Pay Slip - SAMPLE

  • 3 Month Account History or Statement - SAMPLE

  • Copy of Investments ie. stocks, bonds, GIC, RRSP, mutual funds

  • Gift Letter - SAMPLE

  • NOA (Notice of Assessment) - SAMPLE
     -  Current tax year
     -  1 year previous Tax year

  • Void Cheque

  • Lawyer's Name, Address and Phone Number (asap)

IF SELF EMPLOYED:

  • Income verification
    • Certificate of Incorporation - SAMPLE
    • 2 years Financial Statements
    • Copy of last T-1 general filed
       
  • Down payment verification same as above